Can I save my credit rating?

Category: Debt Relief

Mike_R asked:

I am in debt for about $50,000. And now thanks to the government finding it very difficult to get work. My question is this, those debt relief programs that I have been receiving in the mail if I use those and they reduce my debt and I pay off the debt will my credit rating still be in the gutter whether I pay off my debts or not?

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